Spring is in the air! It’s a time for blooming flowers and trees, warmer temperatures and outdoor activities. Spring represents a fresh start, and for many people, that means finding a home to call their own. Home ownership has long been associated with the American Dream. After all, owning a home is a symbol of upward mobility - it represents, among other things, career achievements and financial stability. These days, however, many Americans’ dreams of home ownership are fading.